Independent Student Loan Consulting

“I’ve never hired a personal consultant to help me manage anything before, but hiring Paul and working with him over the past 6 months has honestly been one of the best decisions I have ever made.”

Randi Sokol, M.D.,M.P.H.
Tulane University School of Medicine Class of 2009
Family Medical Fellow, Tufts University School of Medicine

“Your emails have been invaluable in helping us navigate the student loan system.”

Conroy Chow, M.D.
University of Michigan Medical School, Class of 2011
Dermatology, University of Michigan Medical Center

Current Services

Help for Non-Medical School Graduates

Our Marquee Service – PG On-Call®

PGPresents works with graduates of many disciplines, including allied health, arts and sciences, physical therapy, physician assistants, psychology, education, law, public health, and theology. So regardless of your degree, discipline, and ultimate career plans, we can help you craft together a repayment strategy and help you understand how to switch gears later if needed.

Our marquee consultation service includes:

  • Detailed review of your entire student loan portfolio, including federal, campus-based, and private loans.
  • Online review of all federal repayment options, including IBR, PAYE, and REPAYE, and their forgiveness provisions, plus online help with repayment calculators.
  • Review of Public Service Loan Forgiveness, including how to enroll and start the eligibility process and track your payments towards PSLF, plus updates on proposed changes.
  • Review of federal consolidation and determination of whether you're a candidate for federal consolidation.
  • Objective discussion about refinancing and how to know if you are a candidate for refinancing with a private lender, including our extensive detailed questionnaire on how to select a private lender for refinancing. We’re not a lender, and we have no special arrangements with individual lenders to promote them.
  • Written summary and plan within 48 hours of phone consultation.
  • Proactive follow up through our extremely popular “Courtesy Check” emails to ensure your strategy is going as planned.
  • Ongoing support from PGPresents at absolutely no additional cost (no quarterly or other additional fees or costs for “maintenance”, regardless of when you need help or how much help you need).

You get all this, including unlimited access to PGPresents, for only $350, and we offer married and partnered couples a substantial discount at only $475 per couple (as long as the initial consultation is done at the same time).

To schedule your initial consultation under On-Call, please complete the Client Intake Form and submit it to us along with a PDF or Word copy or print screen of your financial aid summary from to DO NOT SEND THE DOWNLOADABLE DATA TEXT FILE. We need the listing of your loans that displays in the dashboard at when you access your financial aid record. Once these two documents are received, we will contact you about scheduling a consultation. There is no commitment in submitting these two documents and we never invoice until after the initial consultation and subsequent summary and plan are sent.