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Independent Student Loan Consulting
  






 
HELP MANAGING YOUR STUDENT LOANS


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Paul S. Garrard
Founder and President
PGPresents, LLC

   


 
 
 
About PGPresents
  • PGPresents is an independent student loan consulting company providing educational debt management services for student loan borrowers, all designed to help them not only borrow responsibly, but also to help them determine the best repayment strategy for their student loans based on their debt level, degree, repayment objectives, income, family status, and career plans.
  • PGPresents works with health sciences schools and their associations providing comprehensive educational debt management programs for their students, graduates, and constituent members.
  • We are in our 17th year of helping borrowers, and while Mr. Garrard has retired as of May 2025 from providing personal consultations to borrowers, he will continue to post objective information about repayment on his home page (right navigation bar) through at least the end of calendar year 2025.
  • Mr. Garrard is one of the best-known and well-respected student loan repayment experts in the nation, especially for health sciences students and graduates.